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Exchange Rates: What are they and why do they matter?
Exchange rates, the comparison of the relative values of currencies for foreign exchange, are rarely thought of by individuals outside of special occasions like foreign travel. This lack of thought is...
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Credit Cards vs Debit Cards: What's the Difference?
It’s often difficult to tell the difference between a credit card and a debit card at first glance. With the presence of 16-digit numbers, expiration dates, magnetic strips, and EMV chips for easy purchasing,...
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How Gacha Games Trick Your Brain: Lessons From Behavioral Economics
On a visit to the mall, you may have seen a large selection of toy vending machines lining the wall at some point. If you looked a little closer, you would have probably seen an array of figurines with...
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Timing the Market: Harnessing the Power of Fundamental and Technical Analysis
“Our favorite holding period is forever.” – Warren Buffet. “The reality is, it’s time in the market, not timing the market,” – Chairman Keith Banks. “If you aren’t willing to own a stock...
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Minimum Wages and Poverty: How The Two Are Actually Related
A common question many people have is whether raising the federal minimum wage will help reduce poverty. One may think that since raising the minimum wage would lead to minimum wage workers earning more...